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By clicking ‘Request Call Back’ I agree to  be contacted by Pier One Solutions about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry.

100% Risk Free

500+ Happy clients

Dedicated team

Welcome to Pier One Solutions

Pier One Solutions is your trusted partner in financial consultation. In today’s world, where financial stability is paramount, we understand the importance of a solid financial profile. Our dedicated team is here to guide you on a journey towards improved financial health while navigating the intricacies of metro 2 compliance. Just like navigating the metro, we’ll ensure that every step we take together adheres to regulatory guidelines, keeping your finance seamless and legally sound. With Pier One Solutions, you can ride confidently towards a brighter financial future. Let’s start your financial journey with us today!

How it works?

Step 1: Get your credit report

Please get your credit report using any of the tools below: (a) Myfreescorenow, (b) My Score IQ (c) Smart Credit, (d) Identity IQ

Step2: client portal sign up

Use the client portal link to pre-register and upload your documents (pls call (833) 244-3832 help if needed)

Step 3: Upload documents

Documents need ID, SSC (optional, but SSN is needed) and Proof of Address (POA) if different from address on DL

Step 4: Update client Portal

Provide your username and password of credit monitoring on the client management page in M2Phenom. Questions? Call us

Track Your Credit Score

Buy Tradelines

We offer some of the best authorized user tradelines. We have assembled people with high credit scores and perfect credit who are willing to add you as an authorized user on their credit card account. Once you are added as an authorized user and the line reports to the credit bureaus, the positive credit history of that account is then added to the credit report, which can help with your scores.

Our Results

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Approved for Auto Loans
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Approved for Home Loans
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Approved for new Credit
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Approved for Refinancing

Our Customer Reviews

Max Sheinwald

Looking for a reliable credit repair company? Look no further than Pier One Solutions! I chose them after careful research and couldn't be happier with the results. Wesley and his team are true experts and began working on my credit right away. To my surprise, I started seeing improvements faster than I thought possible. And to top it off, Wesley even gave me an unexpected discount for being a truck driver. Trust me, Pier One Solutions is the way to go!

Demetria Rogers

I've recently signed up with Pier One Solutions in resolving a dispute, and I had the pleasure of speaking with their representative, Wesley. He was incredibly knowledgeable and empathetic, and offered me all the necessary information to help me make an informed decision. Working with Pier One has been a positive experience so far, thanks to Wesley's excellent customer service. Highly recommend Wesley and his team

Donna Goossen

My husband and I had the pleasure of speaking with Wesley Floyd. He was beyond helpful in answering all of my financial questions and guiding me towards making the best decisions for my credit. I am grateful for his kind and understanding demeanor, making the whole experience a positive one. Thanks to him, my credit is now back under control!

Jonathan Meyers

Although I just joined, I can't vouch for the service's effectiveness yet. However, I wanted to share my experience with Wesley. He provided exceptional assistance through the process, ensuring that I understood everything. He answered all my questions with patience, and his pleasant personality made the experience enjoyable. Thank you, Wesley, for the wonderful experience so far!

Jordan Wasserman

Pier One Solutions saved my finances and My Sanity! When my credit dropped below 500 due to holiday expenses and birthdays, I turned to Pier One Solutions for help. Their customer service agent immediately put me at ease and assured me they could help. It was the best decision I've made in months - the stress is gone and my credit is back on track! Don't let financial stress ruin your year - start with Pier One Solutions

Bryan Velarde

Last month, I had an amazing experience with Pier One Solutions. My credit has been falling behind for years, and after consulting my bank, they suggested I reach out to this company. I am beyond pleased with their service as it took a while but they were able to restore my credit and increased my FICO score by a few points! I cannot express my gratitude enough. They truly are the top credit repair service!.

When Should You Consider Getting Credit Repair?


Denied Credit Card Application?

Were you denied your credit card application? We're here to assist you. Don't worry if you received an adverse action notice from your credit card company. We'll help you understand the reason why and guide you on what to do next.


Are Debt Collectors Hounding You?

Frequent calls from debt collectors can be overwhelming and damaging to your credit score. Don't risk incurring a collection account - take action to improve your credit now.

Low Credit Score

If your credit score falls below 740 points, it's considered sub-prime in today's market. But anything below 650 points warrants immediate attention and action to boost your credit health. Take control of your finances and start rebuilding your credit today.


Your Interest Rates Continually Increase

If you've noticed your interest loan rates going up, it could be a signal that your credit score needs some attention. Unpaid bills and collection accounts can hurt your credit report and lead to increased interest rates, making it harder to get good deals on loans and credit cards.

Track Your Credit Score

Benefits of Good Credit

Developing good credit habits is an important step in building your financial future.

Low-interest rate mortgage
Low-interest rate credit cards
Low-interest/No down payment auto loans
Have extra money at the end of the month
Low auto insurance rates
Qualify for low-interest personal loan
Qualify for an SBA Loan to start a business
More employment opportunities
Confidence

Frequently Asked Questions

Credit repair is the process of improving a person’s credit score by removing negative information from their credit report. This can be done through various methods. Our team works by reviewing your credit reports, disputing any errors or negative information with the credit bureaus, and negotiating with creditors to have the negative items removed or modified.

When it comes to credit repair, the amount of time it takes to see results can vary depending on a few factors such as the number of negative items, the complexity of the dispute process, and the client’s compliance with the credit repair process. On average, it can take anywhere from 1 – 6 months to see significant improvement.

Yes, credit repair is legal under the Credit Repair Organizations Act (CROA). The act requires credit repair organizations to follow strict guidelines, such as disclosing their services and fees upfront, and not making false or misleading statements to their clients.

The costs involved in credit repair services vary based on your specific credit situation. Our team will work hard to craft the perfect plan for you.

While it’s possible to tackle credit repair on your own, it may be beneficial to work with a credit repair specialist like us. A professional can help you review your credit reports and identify any errors or inaccuracies that need to be corrected. They may also have access to services that can help speed up the process and may be able to give you advice on how to best use your credit going forward. If you choose to do credit repair on your own, it’s important to stay organized and keep track of all correspondence with creditors or credit bureaus. You should also take the time to read through any agreements before signing them.Β 

Credit repair refers to the process of improving one’s credit score and fixing errors or negative information on their credit reports.

Credit repair is important because it can help people restore their credit scores and improve their chances of qualifying for favorable loan terms. It can also help them correct errors in their credit reports, including those caused by identity theft or inaccurate information from creditors. By addressing these issues, individuals can reduce their debt obligations and save money on interest payments over time. Furthermore, having a healthy credit score can make it easier to obtain a mortgage or credit card, as well as help secure lower interest rates and more favorable loan terms. Credit repair is an essential step in building financial security for the future.

Credit repair can help remove some negative information from your credit report, but some items may be difficult or impossible to remove. For example, bankruptcy and tax liens are public records that remain on your credit report for 7-10 years and cannot be removed. However, our team will help you dispute errors and negotiate with creditors to have negative items removed or modified.

Some common errors that can appear on your credit report include incorrect personal information (such as your name or address), accounts that don’t belong to you, late payments that were actually on time, and charged-off accounts that were paid or settled. Other errors can include duplicate accounts, incorrect credit limits, and accounts that were included in a bankruptcy but are still listed as open.

A good credit score is typically considered to be 700 or above. However, the definition of a good credit score can vary based on the type of loan or credit product you are seeking.

More on Credit Repair

Discover Tips and Tricks for Better Credit with More Videos on Credit Repair!

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7550 W IH-10 Suite 800
San Antonio, TX 78229

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